Travel Insurance: Why It’s a Must-Have for Every Trip

One client of mine had a painful reminder of just how important travel insurance is. On day one of her trip, she stepped on uneven pavement and suffered a hairline fracture in her foot. Thankfully, she had purchased a comprehensive travel insurance plan before departure.

Here’s how it worked:

1. She sought medical care immediately and kept all documentation, including doctor’s notes, receipts, and treatment details.

2. She contacted the insurance provider to report the incident and confirm what documents would be needed for her claim.

3. After returning home, she submitted her claim along with all medical receipts.

Each situation is different, but in her case, the process was smooth and efficient. She was fully reimbursed for her out-of-pocket medical expenses within a week.

This is just one example of how the right travel insurance can offer peace of mind and financial protection when the unexpected happens.